The fine print

Terms

The rules for using the site.

Education only

Nothing on this site is insurance, financial, tax or legal advice, or a recommendation to buy, keep, replace or cancel any policy. We aren't a licensed insurance agent, broker or company.

The worksheet is a starting point

It adds up the numbers you enter. It doesn't know your health, your state's rules or your whole financial picture, so treat the result as a number to discuss, not an answer.

Rules change

Insurance rules vary by state and change over time. Every rule and figure links to its source, and that source, your policy and your state insurance department have the final word.

Names

Agency and organization names belong to their owners. Mentioning one doesn't mean it's connected to us.

Sharing our stuff

Share and link to anything. Quote us with credit. Don't republish whole pages as your own.

Limits

The site is provided as is. To the extent the law allows, we're not liable for decisions you make based on what you read here.

Contact

hello@getlifeinsurancefor.me. Updated September 2026.